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Legal & tax advice service

Legal, tax and property advice in Spain

At Adel Properties we offer complete advice so that you can buy, invest in or manage your property in Spain with certainty, professional support and peace of mind at every step.

Registered estate agency RAICV (Valencian estate agency register) no. 3257 · see accreditations
5.0 on Google public rating from our clients · read reviews
Español · English · Русский · Polski we look after you in your own language, even if you live outside Spain
What is included

What does our advice service include?

Support from end to end, so that buying, investing in or managing a property in Spain is safe at every stage of the process.

1
Before you reserve anything

Legal certainty and document checks

Before you put a single euro on the table, we check that the property is what it says it is and that it can legally be sold. This is the part nobody sees, and the part that prevents the problems that turn up later.

  • Checking the legal status of the property.
  • Reading the nota simple (the Land Registry extract) for charges, debts, seizures, mortgages and restrictions.
  • Checking the planning status of the property and the licences it needs.
  • Checking that the catastro (the property register used for tax) and the Land Registry describe the same property.
Land Registry extract on a desk, with a pen pointing to the section on charges
2
While the purchase is being set up

Bank paperwork, NIE and mortgage

To buy in Spain you need a NIE, the identification number for foreign nationals, and almost always a bank account opened here. We make sure that neither of the two holds your purchase up.

  • Help opening a bank account in Spain.
  • Help obtaining your NIE.
  • Organising and managing the mortgage process and dealing with the banks.
  • Coordinating the valuation of the property.
NIE paperwork and bank account documents ready in a folder before the appointment
3
At the signing

Contracts, the notary, taxes and registration

We go with you to the notary and translate and explain what you are signing. After that we take on the deadlines, the taxes and the registration, which is where the costly oversights pile up.

  • Drafting and reviewing the reservation contract, the arras (deposit contract) and the purchase contract.
  • Arranging the signing of the escritura (the title deed) before the notary and booking the appointment.
  • Going with you to the signing, translating and explaining the paperwork.
  • Keeping track of the deadlines for paying the taxes and the registry fees.
  • Registering the property in your name at the Land Registry after completion.
  • Help transferring the utilities, the internet and the insurance into your name.
Deed of sale open on the table at the notary's office, at the moment of signing
4
After the signing

Tax, investment and aftercare

Buying does not end at the notary. From there on there are taxes to declare, a house to get up and running and, if you are going to let it, a return to manage. We still handle all of that, but it has a page of its own.

You will find it there in detail, split into four services: tax and obligations for non-resident owners, our network of professionals and administrative support, getting the property up and running after handover, and management, letting and investment. See the aftercare service

What we take on

Five things you will not have to face on your own

Personalised support

Dealing with the banks

Support at the notary

Document handling

Aftercare service

How we work

Who does what, in plain terms

A long list of services is worth nothing if you do not know who is behind each one.

Handled by the Adel team

The document checks, the coordination of the signing, the tracking of deadlines and going with you to the notary are done by our own team, who are trained in law and tax.

When an outside professional is needed

If your case calls for a lawyer, a tax adviser, an architect or an insurer, we help you choose one and coordinate the work with them. Their fees are paid by you directly, but you still have a single point of contact: us.

Everything in writing and in your language

Every document you sign reaches you explained in the language you speak to us in, before you sign it and not at the notary's desk.

We can look after you in español, English, Русский and Polski.
Common questions

What buyers ask us before they commit

If your question is not here, write to us and we will answer it, no obligation.

Can I buy a home in Spain if I am not a resident?

Yes. You do not have to live in Spain or hold Spanish nationality to buy. What you do need is the NIE, the identification number for foreign nationals, and normally a bank account opened in Spain. We help you with both.

What is the NIE and how long does it take to get one?

It is the number the Spanish authorities give to foreign nationals, and without it you cannot sign a purchase or pay the taxes on it. We handle the application and go with you to the appointment. What sets the timing is not the paperwork but the appointment slot at the Policía Nacional: once you have a slot, you normally walk out with the NIE the same day, although some cities take a few days longer to issue it.

Do I have to be in Spain on the day of the signing?

Not always. If you cannot travel, the deed can be signed by someone you trust under a poder notarial (a power of attorney granted before a notary). We explain how it is done and what documents you need before you book the flight, not after.

On top of the price of the property, what else will I pay?

A purchase in Spain always carries taxes, notary and registry fees and the cost of handling it. The main tax depends on what you buy:

  • Resale — transfer tax, ITP (Impuesto de Transmisiones Patrimoniales): 9 % of the reference value up to 1.000.000 €, and 11 % on the part above it.
  • New build — IVA (Spanish VAT) at 10 % plus stamp duty, AJD (Actos Jurídicos Documentados), which in the Comunitat Valenciana is 1,4 %.

On top of that come the notary, the registry and the paperwork itself, which depend on the price and on the transaction. There are reduced rates — for buyers under 35, large families, people with a disability, state-protected housing and depopulated areas — that can bring the ITP down considerably; if you think one of them applies to you, ask us and we will look into it.

Rates in force in the Comunitat Valenciana as of August 2026. The general ITP rate came down from 10 % to 9 % on 1 June 2026. Before you make a decision, check your own case with us.

What is the nota simple and why do you check it?

It is the extract from the Land Registry that says who really owns the property and whether it carries mortgages, seizures, debts or restrictions. It is the most basic check there is and the one that saves the most grief: we request it and go through it before you sign any reservation.

Can you help me if I want to let the property after buying it?

Yes. We handle the full management of the property after the purchase, the furnishing and getting it ready to let, and the tourist licence where the local rules allow one. It is all on the Aftercare page.

What languages can you deal with me in?

Spanish, English, Russian and Polish, both in meetings and when we explain the documents to you before you sign them.

Request advice

Tell us about your situation and our team will get in touch to guide you personally.

We help you with questions about buying, selling, investing in or managing a property in Spain.

  • First consultation with no obligation
  • We reply in your language
  • We tell you what can be done and what cannot

Tell us about your case

The more specific you are, the more useful the answer will be.

How would you rather we got in touch?
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Data controller ADEL REAL ESTATE, S.L.
Address C/ Bilbao, 1, Local 16, 03181 Torrevieja, Alicante
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Recipients Only duly authorised Adel Properties staff.
Your rights To access, correct and erase your data, as explained in the Privacy Policy.

No obligation. We do not pass your data on to anyone else.

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